We want our readers to appreciate, and hopefully place in proper perspective, our  goal of providing recommendations and research in the Mutual Fund Research Newsletter web site. We hope the disclaimer below will make this clear.

Disclaimer: Since I am not an investment professional, just a highly knowledgeable and successful investor myself, you should accept the responsibility yourself for any final investment decisions you make. The purpose of these newsletters is to give you an added source of information to consider along with other independent sources of investment knowledge. Obviously, no one can claim to be able to tell you which funds will perform the best in the future with anything approaching certainty.

One thing is for sure: The information presented on this site is not intended to enable you to "get rich quick". That said, it should be of great help in the long-term, as it has been for me. It can only be measured by how valuable it will prove to be in the months and years ahead. I invite you to periodically check my earlier letters to see if the previously presented information has proven accurate.

- Tom Madell, Ph.D., editor